VA Home Loan in Idaho

What? VA Home Mortgage Loans

As a proud supporter of our military, having the ability to write VA Loans is truly a privelage for AmeriFirst Financial, Inc - Boise. Similar to FHA loans, VA loans are guaranteed by the U.S. Department of Veteran Affairs and lenders like AmeriFirst Financial, Inc - Boise make the loans to eligible veterans for the purchase, construction, or energy-saving improvement (approved by the lender and VA) of a home. 

VA Home Mortgage loans share similar eligibility requirements as FHA loans, often with lower closing costs, and more liberal terms (usually without requiring a down payment) and even negotiable interest rates. If you qualify, the VA will issue a certificate of eligibility that you can provide a lender when making application for your loan. 

Why? VA Home Mortgage Loans

In addition to the more flexible qualification guidelines with No Down payment required, no pre-payment penalties and extremely competitive interest rates, the VA Home Mortgage Loan is one of the smartest loan options on the market today. VA Home Mortgage loans also have no Mortgage Insurance required which leads to huge savings. 

VA Home Mortgage Loans are available to eligible Veterans, which includes: Active Duty Personnel, those who were honorable discharged, certain members of the Selected Reserve, and certain Spouses. 

For More info on VA Home Mortgage Loans

Call us at 208.957.7300 or text MyHomeLoan to the #79564 for more information! 

Feel free to review Dep. of Veteran's Affairs pamphlet: VA-Guaranteed Home Loans for Veterans